The following is summarized from the California Department of Insurance (https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm):
– First, stop immediately, and move only if and when it is safe to do so.
– Call 911 if there are injuries.
– Call the police and report the incident.
– Get the names, addresses, phone numbers, driver’s license numbers, proof of insurance, and emails of all drivers involved.
– When safety permits, copy or photograph car license plates, vehicle ID numbers, and vehcile registrations.
– If you have a camera or a cell phone with a camera, and it is safe to do so, photograph the vehicles involves, particularly areas of damage or impact.
– If anyone is injured or the vehicle damage exceeds $750.00, report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMV may result in the suspension of your driver’s license.
And while your insurance company wants you to notify them immediately, another suggestion is to call an attorney who specializes in injuries and accidents. Attorney’s such as lawyer Daniel Spitzer of Spitzer Legal, APC, know the ins and outs of not only the law, but insurance practices as well. Don’t go it along. Put attorney Daniel Spitzer on your side!